Single-Unit Restaurant Loans

Larger Loans & Longer Terms for Restauranteurs

Ground Zero Funding understands the challenges faced by single-unit restaurant owners across the United States when it comes to securing funding that aligns with their specific business needs. Our commitment lies in helping restaurant owners like you obtain the necessary capital and favourable loan terms to ensure profitability and competitiveness. With a team of experienced loan consultants, we provide reliable financial guidance, offering industry-leading loan products tailored to your unique circumstances. What sets us apart is our deep connection to your community and our thorough understanding of your local market. Count on Ground Zero Funding to support you throughout the entire lifespan of your restaurant business.

As restaurant industry experts, Ground Zero Funding has engaged with numerous restaurant owners who encounter difficulties in obtaining the funding they require or suitable loan terms to sustain and propel their businesses. Our seasoned loan consultants specialize in providing the trusted financial guidance you deserve, along with industry-leading loan products specifically designed and customizable to meet your unique circumstances. We are not only familiar with your local market but also deeply involved in your community, committed to assisting you every step of the way as your business thrives.

Our focus is to ensure you have access to the capital you need precisely when you need it. We offer a range of financing options, including our Revolving Line of Credit, which provides flexibility and ongoing access to funds. With affordable, fixed payments, we strive to help you maximize your return on investment without compromising your cash flow.

Discover the valuable options available to put our restaurant financing solutions to work in your business. Contact Ground Zero Funding today and let us assist you in securing the capital you need to drive the success and growth of your restaurant.

What Can Single-Unit Restaurant Loans Be Used For?

Our primary goal is to provide you with the necessary capital when you need it while offering affordable, fixed payments that enable you to maximize your return on investment without compromising your cash flow. Here are some effective ways to utilize our restaurant financing options to enhance your business:

  • Expand/renovate your kitchen or dining areas

  • Add a bar or outdoor patio space

  • Open another location

  • Add catering or take-out options

  • Buy new kitchen equipment

  • Upgrade POS systems or invest in new tech

  • Buy out a business partner or pay off an investor

  • Supplement cash flow during slow seasons

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Bigger Loans, Longer Terms, Better Solutions

For single-unit restaurant owners, large projects often require significant upfront investments that merchant cash advances can't provide. If you're ready to take on substantial investments this year, we have financing options that are tailor-made for your business. With loan terms of up to 36 months, you can borrow up to $1,000,000 to fund your significant projects while keeping your costs low.

Our average loan size is over six times larger, and repayment terms are more than three times longer than those of a Merchant Cash Advance. Larger loan amounts mean you can invest in growth opportunities that will make a significant impact on your bottom line, and longer terms mean your payments are manageable and won't interfere with your cash flow. See the comparison below for more details:

Ground Zero Funding Business Loan

  • Maximum Loan of $1,000,000

  • Average Loan: $120,000

  • Max Repayment Term: 36 Months

  • Average Repayment Term: 23 Months

Merchant Cash Advance

  • Maximum Loan of $150,000

  • Average Loan: $20,000

  • Max Repayment Term: 12 Months

  • Average Repayment Term: 8 Months

Completing an application only takes minutes and will not affect your credit!

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This Is Your Business Opportunity

As a single-unit restaurant owner, you may encounter growth opportunities that require significant capital investments that you don't have readily available. Whether you're expanding, renovating, adding seats, or seizing new opportunities to grow, Ground Zero Funding can assist you. Our Business Line of Credit provides 24-hour access to up to $450,000 and can be approved within days without requiring collateral. When the window of opportunity opens, our Line of Credit is your best option.

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Overcome Your Financial Hurdles

Almost all prosperous restaurants start as small, family-owned establishments and eventually need funds to upgrade their facilities, replace kitchen equipment, hire new staff, and more, to reach their full potential. Whenever you require unsecured working capital to overcome financial challenges, Ground Zero Funding is your go-to source.

If you’re a restaurant owner in the United States searching for a working capital loan with guaranteed rates, fixed terms, and affordable payments, apply for our loan by completing our online application today. Our application process comprises four pre-qualification questions and five easy steps, and we won't conduct a hard credit pull that could affect your credit.

Get Pre-Qualified Now

Get Pre-Qualified Now

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