Multi-Unit Restaurant Loans

Larger Loans & Longer Terms for Restauranteurs

At Ground Zero Funding, we understand that running a successful restaurant in New York or New Jersey takes more than just culinary skills. It requires ongoing access to capital to remain competitive and profitable. Unfortunately, traditional banks have tightened their lending requirements, making it harder for restaurant owners to secure the funding they need. As a result, many are forced to turn to expensive financing options like merchant cash advances.

As experts in the restaurant industry, our team of seasoned loan consultants is here to provide the trusted lending services you need with the most innovative loan products available. And because we live and work in your community, we understand the local market and are committed to helping you succeed throughout the life of your business.

What Can Multi-Unit Restaurant Loans Be Used For?

At Ground Zero Funding, we have helped numerous restaurant owners overcome financial challenges and take on growth projects. Our goal is to provide fast access to the capital you need, along with expert guidance to help you make the most of your investment. Check out some examples of how our clients have used our restaurant loans:

  • Opening an additional location

  • Completing mandatory franchise updates/refreshes

  • Purchasing new required equipment

  • Repairing/replacing current equipment

  • Expanding to include take-out/drive-thru

  • Purchasing bulk inventory

Completing an application only takes minutes and will not affect your credit!

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Larger Loans, Longer Terms, and Better Solutions

For multi-unit restaurants, significant growth projects can require large upfront investments that aren't feasible with merchant cash advances. Ground Zero Funding offers financing solutions up to $1,000,000 with terms up to 36 months. Our larger loan sizes and manageable repayment terms make it possible for you to invest in growth opportunities that will have a significant impact on your bottom line. Our average loan size is over six times larger and repayment terms are more than three times longer than a Merchant Cash Advance. Compare the difference:

Ground Zero Funding Business Loan

  • Maximum Loan of $1,000,000

  • Average Loan: $120,000Max

  • Repayment Term: 36 Months

  • Average Repayment Term: 23 Months

Merchant Cash Advance

  • Maximum Loan of $150,000

  • Average Loan: $20,000

  • Max Repayment Term: 12 Months

  • Average Repayment Term: 8 Months

Completing an application only takes minutes and will not affect your credit!

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Is It Time to Open Another Location?

Opening a new location can be costly and risky without enough cash reserves. Ground Zero Funding offers flexible loan options to help you grow your multi-location restaurant business with franchise financing of up to $750,000 and no collateral required. Our repayment terms of up to 36 months ensure that your payments are manageable and won't affect your cash flow. Let us help you fund your expansion and take your business to the next level!

Pre-Qualify Now!

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Let Us Help You Meet Franchisor Requirements

As a franchisee, meeting the franchisor's requirements throughout your business's life can be challenging without enough lead time. With our partners ARF Financial, Ground Zero Funding provides a flexible Line of Credit to help you meet those demands without causing a cash flow shortage. With no collateral requirements, we'll get you the funds you need quickly.

Pre-Qualify Now!

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Get Pre-Qualified Now!

For restaurant owners in New York and New Jersey seeking larger working capital loans with longer terms and affordable payments, apply online today with Ground Zero Funding. Our application process involves only four pre-qualification questions and five easy steps, with no hard credit pull to affect your credit score. Apply online now!

Pre-Qualify Now!

Get Pre-Qualified Now

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